I Paid Off My 2.875% Mortgage…Dave Ramsey Was Right

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1. ▶ 0:01

   So I'm gonna take a huge risk on this video because it goes against everything that I have ever said, but I'll be honest.

   在这期视频中，我要冒一个巨大的风险，因为它违背了我以往所说的一切，但我会坦诚相告。

2. ▶ 0:07

   After years of telling people not to pay off low interest rate debt and arbitrage your money in the market to make more money instead, starting to think that maybe I was wrong.

   多年来我一直告诉人们不要偿还低利率债务，而是通过市场套利来赚取更多收益，但现在我开始觉得，也许我错了。

3. ▶ 0:19

   Like mathematically, we all know it makes sense not to pay off the 3% mortgage because you could earn way more money in the stock market.

   从数学角度来看，我们都知道不偿还3%的抵押贷款是合理的，因为你在股市中可以赚到更多的钱。

4. ▶ 0:26

   And below a certain point, it's pretty much like getting free money.

   而且在某个临界点以下，这几乎就像是白捡钱一样。

5. ▶ 0:32

   I got rid of three super low interest rate mortgages that I never thought I would do.

   我结清了三笔我从未想过会提前还清的超低利率抵押贷款。

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